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Anthem Blue Cross Blue Shield Coverage: Couples Therapy Benefits

anthem blue cross blue shield coverage

Understanding Anthem Blue Cross Therapy Benefits for Couples

Anthem Blue Cross Blue Shield coverage includes both physical and mental health care under its umbrella because both are equally important to living a healthy, high-quality life. Mental health can affect your physical well-being, and vice versa, so taking a holistic approach to health-care coverage allows Blue Cross Blue Shield to help their clients stay in tip-top shape.

When you use your Anthem Blue Cross therapy benefits, you can rest assured that your and your partner’s behavioral health care will be integrated into your comprehensive care plan and covered by insurance. The team at Anthem will give you all the support that you need to navigate everything from basic healthcare needs to emergencies. They offer personalized, caring service, and use modern technology to make access easier when you are on the go or making a claim.

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Navigating Insurance Coverage for Therapy with Anthem

There are several levels of insurance available through Anthem which vary not in the Blue Cross Blue Shield therapy options and medical care they cover, but only in the way that you and your insurance provider will share the overall cost of treatment. These plans are:

  • Bronze: this plan has the lowest monthly premiums, but higher deductibles, and is best for those who only need routine preventative care like checkups, dental cleaning, and emergency coverage
  • Silver: this plan has average premium costs per month, with lower deductibles than the Bronze package, and there are some additional cost-sharing subsidies available for qualifying individuals based on income. This package is best for families who need routine care, as well as care for an ongoing condition, or an upcoming procedure
  • Gold: This plan costs more per month in premiums but has lower deductibles. It is best for those who have ongoing healthcare needs
  • Platinum: this is the plan with the highest monthly premiums and the lowest deductibles, which works best for people who use care frequently, and need a high level of coverage to pay for high or frequent medical bills

If you are unsure about what level of coverage is best for you and your family, you can always speak with an Anthem representative. They can help you navigate insurance coverage, based on your needs.

Exploring Blue Shield Therapy Options for Couples

Anthem covers a variety of treatments for mental health conditions, as long as these are diagnosed by a therapist or doctor. Some examples of mental health conditions covered include anxiety, depression, grief, learning disabilities, and substance use disorders.

Couples can both get mental health treatment, as the Anthem coverage for couples and dependents covers (biological children, stepchildren, adopted children, and people who have had a qualifying life event) up to age 26. Anthem insurance may pay for treatments including psychotherapy, counseling, addiction treatment, preventative care, inpatient programs, and outpatient services including therapeutic modalities like:

  • Cognitive behavioral therapy (CBT)
  • Dialectical behavioral therapy (DBT)
  • Eye Movement Desensitization and Reprocessing (EMDR)
  • Acceptance and Commitment Therapy (ACT)
  • Mindfulness practices

They will not cover holistic practices like aromatherapy, reiki healing, massage therapy, career counseling, life coaching, or non-medically required acupuncture. All treatment must be evidence-based and provided by professionally credentialed therapists.

Maximizing Anthem Coverage for Couples Therapy

coverage of anthem blue cross blue shield

To maximize your couples therapy coverage with Anthem, the first step is to choose a plan that covers mental health care and to choose an option that will best work with your budget, as there are different copayments, monthly premium costs, and deductibles that must be paid. You must choose an in-network couples’ therapist to be eligible for reimbursement, and in some cases, you may need a coinsurance policy. You can speak with an Anthem client care expert for a more detailed explanation, and to get help in choosing a plan that is right for your unique scenario.

Accessing couples therapy with Anthem is made easy when you choose a treatment center like Resurgence Behavioral Health because our team will do all we can to customize your plan to best fit your benefits.

The Comprehensive Benefits of Blue Cross Blue Shield Coverage

The benefits of Blue Cross Blue Shield coverage include:

  • Medical care
  • Dental Health
  • Vision care
  • Pharmacy needs
  • Mental health care

Anthem is an affordable option for individuals and families, helping you to feel safe, cared for, and covered. You can see a doctor, get routine dental care, and then pick up your prescription medications without breaking the bank, allowing you to rest easy and stay healthy.

Understanding Your Insurance Plan for Therapy

To check if your plan covers therapy, you can navigate to the section on your account where it says Summary and Benefits, and within this document, you will find a detailed description of the different rates of coverage, including any copayment or coinsurance amounts available for each service type, including mental health services.

While some treatment centers and couples therapists can do direct billing, for many you will have to opt for couples therapy insurance reimbursement. Anthem makes both processes as easy as possible. If you need help understanding therapy insurance, the team at Resurgence Behavioral Health can help you. We are experienced in all aspects of insurance coverage when it comes to mental health care, couples therapy, and addiction treatment. You can also contact Blue Cross Blue Shield directly, and somebody from their customer service team will be happy to help you.

Enhancing Relationship Wellness with Anthem Coverage at Resurgence

Resurgence Behavioral Health is an addiction treatment facility in which couples can receive treatment for their physical substance use disorder issues, as well as their mental health, and their overall relationship health as well. Through comprehensive treatment plans that are customized to best help each person, combined with thorough couples therapy, you and your partner can work together to heal and grow, while leaving addiction in the dust.

Resurgence Behavioral Health couples’ treatment plans for addiction not only include behavioral health care like CBT, REBT, and DBT, but you also have the option for:

  • Inpatient or outpatient programs
  • Drug and/or alcohol detox with medically assisted treatment
  • Family therapy sessions
  • EMDR therapy
  • Dual diagnosis care
  • One-on-one talk therapy
  • Peer process groups
  • Trauma-informed therapy
  • Life skills and fitness programs
  • Relapse prevention programs
  • 12-step or SMART recovery groups
  • Long-term aftercare and support
  • Sober living home referrals

Couples’ rehab has a strong focus on communication, respect, and building a new, sober, and supportive life together, without the need for substances. You will gain insight into old behavior patterns while learning new ways to think and act. Couples therapy can help you gain a new perspective on life while gaining a new understanding of your relationship, your goals, and how you want the rest of your life to look.

Insurance coverage for therapy is accepted at Resurgence Behavioral Health, with the Blue Cross Blue Shield plans as one of the most popular with our patients because we are in-network with them. We will work with your insurance provider to get you the most out of your insurance plan, so you don’t have to worry about any financial issues while you are receiving crucial addiction and psychological treatment.

Heal your mind, your body, and your relationship at Resurgence Behavioral Health. Get started today by calling us at (951) 708-7961. Our team is here for you, day, and night. You are not alone in this.

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Josh Chandler
Josh Chandler
After growing up in Chicago and North Carolina, Josh chose to get help with substance use disorder and mental health in California because of the state's reputation for top-tier treatment. There, he found the treatment he needed to achieve more than five years of recovery. He's been in the drug and alcohol addiction rehab industry for four years and now serves as the Director of Admissions for Resurgence Behavioral Health. Josh remains passionate about the field because he understands that one phone call can alter the course of a person's life.

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