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blue cross blue shield  insurance coverage for drug rehab treatment california

What Is Blue Cross Blue Shield Insurance & How Does It Work for Drug Rehab?

Blue Cross Blue Shield insurance is a medical insurance plan that provides protection to you and your family in all 50 states. They also provide Medicare to eligible US citizens. There are a large number of independent health insurance companies that operate under the umbrella of Blue Cross Blue Shield, and around 1/3 of all Americans with health insurance have a BCBS plan.

Blue Cross Blue Shield (BCBS) offers coverage for drug rehab treatment. BCBS offers a variety of insurance products, including individual and group health plans, dental plans, and vision plans, that may include coverage for drug rehab treatment.

Addiction Treatment that
Just Works

Individualized treatment programs delivered in a comfortable, relaxed setting promote healing in your recovery journey.

What are Blue Cross Blue Shield’s Types of Plans?

Blue Cross Blue Shield provides personal health insurance plans, as well as family plans. They also offer:

  • Group health insurance plans for workplaces
  • Dental and vision plans
  • Medicare (with or without prescription medication coverage)
  • Medicaid
  • Children’s Health Insurance Program (CHIP)

Alcohol & Drug Rehab Facilities That May Accept Blue Cross Blue Shield

Because Blue Cross Blue Shield is such a widely known and trusted health insurance company, there are hundreds of choices of rehabs across the United States that are in-network with this company. Resurgence Behavioral Health is a highly recommended option, providing the full spectrum of rehab treatment programs, from inpatient medical detox to residential drug rehab and a variety of short- and long-term outpatient programs including a partial hospitalization program (PHP) and an intensive outpatient program (IOP). Therapies and other care are customized to suit each patient’s individual needs, with comfort and safety in mind at all times. Call Resurgence now at (855) 458-0050 to verify drug rehab insurance or learn more about the treatment options that will be most beneficial to you.

Does Blue Cross Blue Shield Insurance Cover Drug Rehab Treatment?

Yes, Blue Cross Blue Shield insurance will cover some, if not all, of most people’s drug rehab treatments. Each person’s program will be evaluated, and the extent to which it is covered will depend on the type of plan you have, as well as whether the provider is in-network and the types of care they offer. Along with substance use disorder treatment, BCBS will also cover behavioral health and mental illness treatments and other related care like preventative care and medication.

Addiction Treatment that
Just Works

Individualized treatment programs delivered in a comfortable, relaxed setting promote healing in your recovery journey.

What Does Blue Cross Blue Shield Insurance Cover?

Blue Cross Blue Shield is a health insurance company that covers a wide range of medical care. If you want to find out what is covered in your individual plan, you may enter the 3-letter prefix before your ID number on your card into their website, and then log in to check your coverage, which varies from state to state. Generally speaking, you may have access to coverage for medical care, preventative treatments, checkups, behavioral health treatments, dental care, and/or eye care. Some plans include emergency hospitalization and other treatments.

When it comes to addiction treatments, insurance plans for drug rehab vary quite a bit, but might cover:

  • Medical detox
  • Prescription medications
  • Medical care
  • Inpatient and outpatient drug rehab
  • Aftercare services

Does Blue Cross Blue Shield Insurance Cover Mental Health & Substance Abuse Treatment?

Yes, Blue Cross Blue Shield covers mental health and substance abuse treatment, because these are considered essential health care by law in the US. Some plans will cover the total cost of a dual diagnosis program, while other plans may only cover a portion of the cost.

Does Blue Cross Blue Shield Insurance Cover Inpatient Drug Rehab?

Yes, most BCBS drug rehab insurance plans to cover residential (inpatient) detox and rehab. Of course, the amount of coverage and the facilities that are in-network vary depending on your situation and plan. Sometimes only a portion of detox or addiction treatment will be covered. There are many forms of inpatient drug rehab, including help for people with co-occurring mental illness or a women-only drug rehab center, which may affect whether treatment is paid for by insurance.

Does Blue Cross Blue Shield Insurance Cover Intensive Outpatient Rehab?

Yes, Blue Cross Blue Shield usually covers outpatient programs like IOPs, because they are often highly effective and cost-efficient types of programs. An intensive outpatient program will also allow the patient to remain living at home and working or otherwise living as normally as possible while receiving appropriate levels of therapy, doctor care, group meetings, and more.

Does Blue Cross Blue Shield Insurance Cover Partial Hospitalization?

Yes, Blue Cross Blue Shield insurance will usually cover a partial hospitalization program. This is a treatment plan that allows the patient to live at home (or in a sober living home) and get intensive treatment 5 to 7 days a week, for several hours every day. A PHP may be the best fit for a person just leaving inpatient residential care, who is worried about becoming overwhelmed with the amount of freedom living outside the treatment center will provide.

How Long Will Blue Cross Blue Shield Insurance Cover Alcohol & Drug Rehab?

The length of time spent in drug rehab is different for every client because every person has their own unique needs when it comes to addiction rehab. Blue Cross Blue Shield coverage varies depending on what your doctor prescribes, as well as factoring in variables like:

  • Whether the insurance company deems the treatments to be cost-effective and appropriate
  • The type of substance(s) being abused, and the typical amount of time it takes to overcome addiction
  • Whether you require a medication-assisted treatment plan or other specialized care like dual diagnosis or medical treatments for related health issues
  • If you are having legal issues or troubles in your personal life (home, work, school, etc) that would make it more difficult to recover at home vs. residential care
  • If you have already been to a lower-intensity rehab and ended up relapsing, showing the need for more intensive or longer-term treatment

Verifying your coverage is important, as alcohol & drug rehab can take just a few weeks, or it can last for over one year, depending on the levels of care you utilize, and the types of treatments you are undergoing. Some people require one or more prescription medications and other types of care as well, so understanding what does and what does not fall under your insurance coverage is essential.

Addiction Treatment that
Just Works

Individualized treatment programs delivered in a comfortable, relaxed setting promote healing in your recovery journey.

Blue Cross Blue Shield Insurance May Offer Treatment Coverage for the Following Addictions:

Blue Cross Blue Shield insurance may offer coverage for the treatment of addictions like:

What are the Options if Blue Cross Blue Shield Insurance Does Not Cover the Cost of Drug Rehab?

If your Blue Cross Blue Shield insurance does not cover the cost of your rehab, there are a few things you may wish to consider:

  • Looking into the treatment centers that are in the network in your area. Some rehabs do not accept all types of insurance, so the number one thing to verify is whether your treatment center is in-network or not
  • Asking the drug rehab center near me whether they have any programs, financial bursaries, or sliding scale fee options you can explore
  • Borrowing money from trusted friends or family members may be an option for some people

Verify Your Drug Rehab Insurance Coverage with Us

It is easy to verify your insurance with Resurgence Behavioral Health. We are here for you whenever you have a question, even if you are not quite ready to join us in alcohol detox & drug rehab just yet. Our team of experts is standing by. Give us a call at (855) 458-0050 to verify your insurance coverage, find out about your treatment options, and ask any questions about drug rehab you might have. If you are wondering about insurance coverage but don’t want to phone us, you may also visit our website and use our handy insurance verification form.

Addiction Treatment that
Just Works

Individualized treatment programs delivered in a comfortable, relaxed setting promote healing in your recovery journey.

Next Steps with Insurance Coverage for Drug Rehab Treatment with Resurgence Behavioral Health

If you, or a friend or family member are considering drug rehab for a substance use disorder, and are wondering about how you are going to pay for it, feel free to call our team any time. We have intake specialists here, who can help customize a treatment plan for you that will help you heal the underlying causes of addiction, overcome trauma, and stop drinking and/or using drugs safely and effectively.

Everybody on our staff is nonjudgmental and genuinely wants to help you take back control over your life. We can help you understand the ins and outs of your insurance drug rehab coverage, letting you know exactly what to expect so there are no big financial surprises in your future. Our aim is to help you be successful in achieving what you want in the future, and that includes ensuring your rehab is affordable. Call today to learn more at (855) 458-0050.

Does your Insurance Cover Rehab?

At Resurgence, we accept most PPO insurance. Verify your insurance now.