Blue Cross Blue Shield Insurance Coverage
for Alcohol & Drug Rehab Treatment

What are Blue Cross Blue Shield’s Types of Plans?

Blue Cross Blue Shield provides personal health insurance plans, as well as family plans. They also offer:

• Group health insurance plans for workplaces
• Dental and vision plans
• Medicare (with or without prescription medication coverage)
• Medicaid
• Children’s Health Insurance Program (CHIP)

The journey of overcoming addiction sometimes intertwines with addressing underlying mental health issues. Co-occurring disorders—often recognized as dual diagnoses—signify concurrent struggles with substance abuse and mental health challenges, such as depression or anxiety.

Compare bcbs vs anthem. BCBS, as well as Anthem insurance for rehab, may provide coverage for therapies focused on co-occurring or dual diagnosis treatments. Resurgence Behavioral Health Treatment Center recognizes the complex interplay between addiction and mental health. For individuals contemplating rehab, it’s crucial to select a facility like Resurgence, which offers holistic programs that cater to both substance abuse and concurrent mental health issues.

Are Anthem and Blue Cross the Same?

Alcohol & Drug Rehab Facilities That May Accept Blue Cross Blue Shield

Because Blue Cross Blue Shield is such a widely known and trusted health insurance company, there are hundreds of choices of rehabs across the United States that are in-network with this company. Resurgence Behavioral Health is a highly recommended option, providing the full spectrum of rehab treatment programs, from inpatient medical detox to residential drug rehab and a variety of short- and long-term outpatient programs including a partial hospitalization program (PHP) and an intensive outpatient program (IOP). Therapies and other care are customized to suit each patient’s individual needs, with comfort and safety in mind at all times. Call Resurgence now at (855) 458-0050 to verify drug rehab insurance or learn more about the treatment options that will be most beneficial to you.

Does Blue Cross Blue Shield Insurance Cover Drug Rehab Treatment?

Are you wondering, Does Anthem cover therapy? Discover how Anthem Insurance can assist you on your path to recovery. At Resurgence Behavioral Health, our dedicated team of addiction specialists provides comprehensive addiction treatment programs tailored to your unique needs. We address physical, emotional, and psychological factors to ensure lasting recovery. Subscribe now for valuable insights into addiction treatment and insurance coverage.

What Does Blue Cross Blue Shield Insurance Cover?

Blue Cross Blue Shield is a health insurance company that covers a wide range of medical care. If you want to find out what is covered in your individual plan, you may enter the 3-letter prefix before your ID number on your card into their website, and then log in to check your coverage, which varies from state to state. Generally speaking, you may have access to coverage for medical care, preventative treatments, checkups, behavioral health treatments, dental care, and/or eye care. Some plans include emergency hospitalization and other treatments.

When it comes to addiction treatments, insurance plans for drug rehab vary quite a bit, but might cover:

• Medical detox
• Prescription medications
• Medical care
• Inpatient and outpatient drug rehab
• Aftercare services

Does Blue Cross Blue Shield Insurance Cover Mental Health & Substance Abuse Treatment?

Yes, Blue Cross Blue Shield covers mental health and substance abuse treatment, because these are considered essential health care by law in the US. Some plans will cover the total cost of a dual diagnosis program, while other plans may only cover a portion of the cost.

Does Blue Cross Blue Shield Insurance Cover Inpatient Drug Rehab?

Yes, most BCBS drug rehab insurance plans to cover residential (inpatient) detox and rehab. Of course, the amount of coverage and the facilities that are in-network vary depending on your situation and plan. Sometimes only a portion of detox or addiction treatment will be covered. There are many forms of inpatient drug rehab, including help for people with co-occurring mental illness or a women-only drug rehab center, which may affect whether treatment is paid for by insurance.

Does Blue Cross Blue Shield Insurance Cover Intensive Outpatient Rehab?

Yes, Blue Cross Blue Shield usually covers outpatient programs like IOPs, because they are often highly effective and cost-efficient types of programs. An intensive outpatient program will also allow the patient to remain living at home and working or otherwise living as normally as possible while receiving appropriate levels of therapy, doctor care, group meetings, and more.

Does Blue Cross Blue Shield Insurance Cover Partial Hospitalization?

Yes, Blue Cross Blue Shield insurance will usually cover a partial hospitalization program. This is a treatment plan that allows the patient to live at home (or in a sober living home) and get intensive treatment 5 to 7 days a week, for several hours every day. A PHP may be the best fit for a person just leaving inpatient residential care, who is worried about becoming overwhelmed with the amount of freedom living outside the treatment center will provide.

How Long Will Blue Cross Blue Shield Insurance Cover Alcohol & Drug Rehab?

The length of time spent in drug rehab is different for every client because every person has their own unique needs when it comes to addiction rehab. Blue Cross Blue Shield coverage varies depending on what your doctor prescribes, as well as factoring in variables like:

• Whether the insurance company deems the treatments to be cost-effective and appropriate
• The type of substance(s) being abused, and the typical amount of time it takes to overcome addiction
• Whether you require a medication-assisted treatment plan or other specialized care like dual diagnosis or medical treatments for related health issues
• If you are having legal issues or troubles in your personal life (home, work, school, etc) that would make it more difficult to recover at home vs. residential care
• If you have already been to a lower-intensity rehab and ended up relapsing, showing the need for more intensive or longer-term treatment

Blue Cross Blue Shield Insurance May Offer Treatment Coverage for the Following Addictions:

Blue Cross Blue Shield insurance may offer coverage for the treatment of addictions like:

• Alcohol addiction
• Drug addiction
• Prescription drug addiction
• Co-occurring disorders
• Trauma-related disorders
• Mental health disorders

What are the Options if Blue Cross Blue Shield Insurance Does Not Cover the Cost of Drug Rehab?

If your Blue Cross Blue Shield insurance does not cover the cost of your rehab, there are a few things you may wish to consider:

• Looking into the treatment centers that are in the network in your area. Some rehabs do not accept all types of insurance, so the number one thing to verify is whether your treatment center is in-network or not
• Asking the drug rehab center near me whether they have any programs, financial bursaries, or sliding scale fee options you can explore
• Borrowing money from trusted friends or family members may be an option for some people

Next Steps with Insurance Coverage for Drug Rehab Treatment with Resurgence Behavioral Health

Navigating the pathway to recovery can often seem overwhelming, especially when considering the financial aspects of treatment. Resurgence Behavioral Health understands the importance of making this process as seamless as possible for its clients. Here are the steps to follow if you’re considering using your insurance for drug rehab treatment at Resurgence:

1. Review Your Insurance Policy: Before anything else, familiarize yourself with the details of your insurance policy. Determine what kind of treatments are covered, the duration, and any limitations or co-payments.
2. Contact Resurgence: Reach out to the admissions team at Resurgence Behavioral Health. They have experienced staff who can provide guidance about the treatments offered and can help verify your insurance coverage.
3. Insurance Verification: With your consent, Resurgence can directly communicate with your insurance provider to verify the coverage you have for drug rehab treatments. This step eases the process by having professionals ascertain the exact benefits that your insurance plan offers.