Humana Insurance Coverage
for Alcohol & Drug Rehab Addiction Treatment

Humana Insurance offers a wide array of specific insurance plans for Americans each day. When you are living with an active addiction to drugs or alcohol, the most effective form of managing and healing from your addictive behaviors is a alcohol or drug rehab program. Most insurance providers recognize addiction as a disease that requires forms of medical and psychological treatment which is why Humana will provide coverage for some or all of your addiction treatment costs. 

What Is Humana Insurance & How Does It Work for Drug Rehab?

Humana is one of the largest insurance companies in the United States serving over 13 million people. Humana offers unique and robust insurance policies that include coverage for medical, dental, pharmacy, and vision needs. Covered under the medical umbrella are addiction treatment programs for alcohol and drug addictions. Each insurance policy will differ between individuals and will depend on the individual needs and circumstances of each policyholder. To utilize the benefits of your insurance coverage for drug rehab treatment program, you can verify your insurance within Resurgence Behavioral Health as Humana is recognized as an in-network insurance provider. The admission team and insurance specialists will support you in obtaining optimal coverage from your current plan and help you apply the coverage to the cost of your drug or alcohol rehab program. 

What are Humana’s Types of Plans?

There are varying forms of insurance plans offered within Humana insurance. The most common forms are Preferred Provider Organizations (PPO) and Health Maintenance Organizations (HMOs). A PPO is the most flexible and easily accessible form of insurance coverage as it does not require the patient to have a referral for services on an in-network or out-network basis. A PPO allows you to use your coverage when you need it and self-identify that you are ready to begin your alcohol or drug rehab program. Whereas, a HMOs, require that you select a specific primary care physician (PCP) and only access in network rehab providers. Lastly, Humana offers insurance plans for military members and their families that are in partnership with the Department of Defense. Each Humana insurance plan will differ depending on the person and where you are located as coverage will vary by each state. 

Drug Rehab Facilities That May Accept Humana Insurance

Due to Humana being a nationally recognized and trusted insurance provider, there are many addiction treatment centers across the country that will accept Humana insurance for alcohol or drug rehab. As a major insurance provider, Humana is able to be utilized within the Resurgence Behavioral Health treatment center. Within our recovery center, patients are provided with an individualized treatment plan that is centered around healing from addiction through a whole-person integrated approach to healing. Through evidence-based therapy methods, holistic treatments, and alternative methods of healing, patients are able to address their underlying causes of drug or alcohol addiction while gaining the knowledge and skills for maintaining long-term addiction recovery. At Resurgence, patients are offered medical support, psychological care, and holistic therapy that can be included within the insurance coverage of your specific plan. If you are unclear of the coverage offered, the team at Resurgence is happy to support you in verifying your insurance and applying it to the cost of your alcohol or drug rehab program. Simply call us (855) 458-0050 or go through our website to verify your insurance. 

Does Humana Insurance Cover Alcohol & Drug Rehab Addiction Treatment?

Most major insurance providers will have drug rehab treatment included in the insurance plans offered to policyholders. The level of coverage offered will vary depending on the specific details of your insurance plans and the unique needs of a treatment program. Typically, there is space for individuals to receive coverage for some or all inpatient rehab, outpatient treatment, and detox programs within your insurance plan. Humana will also offer options for insurance holders to pay into additional coverage for alcohol and drug rehab should they see a benefit or need for you or a loved one to receive addiction treatment support. 

How to Check Your Humana Insurance Coverage for Alcohol & Drug Rehab?

Insurance plans often offer a wide variety of coverage for individuals that may be hard to remember all of the specific details of your coverage plan. To check your Humana insurance coverage, there are different methods that will help you gain insight into your specific insurance coverage. First, you can access your online profile on the Humana website which will grant you access to the full details of your insurance plan. If you or a loved one have remaining questions after reviewing your insurance policy online, you can call an insurance representative with Humana who will be able to assist you in exploring the coverage available for addiction treatment. Lastly, the team at Resurgence Behavioral health is always willing and available to support you in verifying your insurance to support you in understanding your insurance plan to get the most coverage as possible. 

What Does Humana Insurance Cover?

Each insurance policy will vary depending on the person and their unique needs and specific details for coverage and benefits. Most insurance plans will offer coverage, whether it be partial or full depending on your specific insurance policy, for drug or alcohol detox services, inpatient drug rehab, outpatient treatment, and medications required while you are undergoing addiction treatment. 

Does Humana Insurance Cover Mental Health & Substance Abuse Treatment?

Yes. Humana recognizes the need for in-depth treatment support for those who are living with a co-occurring mental health disorder along with addiction treatment. Depending on your insurance plan, your coverage may include specific therapy methods, assessments, and diagnoses to enable you to receive adequate treatment to be able to stabilize your mental health while healing from the impacts of drug or alcohol addiction. 

Does Humana Insurance Cover Inpatient Drug Rehab?

Humana insurance coverage for inpatient drug rehab will depend on the specific insurance policy and individual factors and needs for the treatment program. The individual need is often determined by your physician who will be able to request specific forms of treatment that will ensure your overall health and safety within your emotional and physical health. Most often, Humana will cover at least a portion of the cost if not full coverage depending on your specific policy. However, Humana insurance coverage will not include coverage within a luxury drug rehab program but will instead focus on coverage through evidence-based addiction treatment programs. 

Does Humana Insurance Cover Intensive Outpatient Drug Rehab?

Similar to inpatient drug rehab, attending an intensive outpatient rehab program will often provide you with some coverage for the costs of your treatment program depending on your specific, individual insurance plan. While attending an intensive outpatient program, patients may be prescribed medications to support in the healing process and these medications can be covered through your insurance policy. 

Does Humana Insurance Cover Partial Hospitalization?

A partial hospitalization program will invite patients to attend a “Day program” where you will visit the treatment center during the day for addiction therapy sessions while returning home each evening. Similar to other methods of drug rehab, your insurance will cover some or all of the costs depending on the specific details of your coverage. During a PHP, patients may be requested to participate in a medication-assisted treatment program that will offer you FDA-approved medications to help in the detox and recovery process. These medications can be covered through your Humana insurance plan. 

How Long Will Humana Insurance Cover Drug Rehab?

Humana offers a number of deductibles that can be paid for each varying length of time that you will be in drug or alcohol rehab. Coverage can be offered for up to 90 days, however, you are able to access “lifetime reserve days” should you exceed 90 days in rehab. It is important that you take the time you need to heal from addiction which is why Humana offers flexibility in the length of time within rehab so that you can make the most of your healing journey and obtain long-term sobriety. 

Humana Insurance May Offer Treatment Coverage for the Following Addictions:

• Heroin
• Meth
• Cocaine
• Alcohol
• Fentanyl
• Marijuana 
• Prescription opioids
• Benzodiazepines 
• Prescription stimulants 
• Other prescription drug addictions 

What are the Options if Humana Insurance Does Not Cover the Cost of Alcohol & Drug Rehab?

After applying the insurance coverage to the cost of your alcohol or drug rehab program and you have a remaining balance on your treatment costs, you will be presented with options for paying. Treatment centers want to see you succeed and are typically willing to work with you to establish affordable payment plans that won’t break the bank and will enable you to get the help you are so desperately seeking right away. The team at Resurgence Behavioral Health will take the time to get to know your specific circumstances and help you identify a payment option that fits best within your lifestyle and current financial means. 

Verify Your Insurance for Drug Rehab with Us

If you or a loved one are looking for assistance in verifying your insurance coverage, the admission team at Resurgence Behavioral Health will support you in verifying your insurance with our online verification process or over the phone. 

Next Steps with Insurance Coverage for Rehab Treatment with Resurgence Behavioral Health

At Resurgence Behavioral Health, we are committed to helping you get started on your road to recovery and achieve your overarching goals of living in addiction recovery. Our team is waiting to hear from you to help you verify your insurance and begin the necessary and life-changing process of addiction treatment. Once we put in the work to have your insurance applied to your treatment costs, our team will help establish an individualized treatment plan that will help you be on your way to a new life of sobriety, health, and wellness.